Get your personal credit score to know in advance what banks, investors and others might learn about you in any financing process. BTW don't ever pay for a credit monitoring service, these are basically scams like credit card insurance where you are not liable for anything over $50 anyway - by law you are allowed to get your credit report from all the agencies for FREE. What is NOT included is the key number generated as a blended credit rating - you probably have to pay a little to get that.